Turn your house into a home.

Home Loans

Whether you're looking to buy your first home, refinance an existing mortgage or tap into your home's existing equity, our home loan solutions can help you achieve your goals.

First Mortgages

Through our home loans program, you’ll have access to competitive rates on mortgages to purchase a new home or refinance your existing home. With an Arizona Federal mortgage you’ll get access to:

  • Competitive interest rates
  • An Arizona Federal mortgage specialist to walk you through every step
  • Loans for first-time buyers, mortgage refinances and move-up buyers
  • Special one-time PLUs bonus equal to one-tenth of 1% of your original loan amount (e.g., on a $250,000 loan, your bonus would be $250).

Take the first step! Apply for your refinance or get pre-qualified to purchase a home here:

Home Equity Loans

Borrow a portion of the equity in your home to remodel, make repairs, consolidate debit, or even make a big-ticket purchase. Our home equity loans and lines of credit typically allow you to borrow at rates lower than other types of loans with interest that may be tax deductible over time (consult your tax advisor).

  • No prepayment penalty
  • No closing costs or fees
  • Automatic loan payment options
  • Earn a year-end loan interest rebate through PLUs on qualifying loans

Debt Cancellation

With our Traditional Life Plan or Full Protection Plan, we'll help with your loan payments if you lose your job or become disabled. Ask about your coverage options when applying for your loan.

Connect with Us