Plus Payouts

Share in the proceeds when the credit union does well!

As a member of Arizona Federal, your active participation in the cooperative gives you a chance to receive a year-end share of our excess capital through something we call Plus Payouts.

It's simple – when the credit union performs well financially, we all benefit!

In fact, we’ve paid more than $36 million in payouts to our members since 2012!

So, how do you qualify for Plus Payouts?

Beginning in 2019, you can qualify for Plus Payouts simply by having a Checking Plus Account.1 It’s that easy!

  • Throughout the year we’ll set aside any surplus earnings to fund the Plus Payout.
  • At the end of the year, members with an open Checking Plus Account will be eligible for a payout.
  • Plus Payouts will be in the form of loan interest refunds and bonus dividends to reward you for your business.

How much will be paid? That’s simply a function of our revenue. The more our members use our services, the more revenue we make, and the more we can share!

Think this all sounds too good to be true? Take a look at these real member payouts ...

Actual Plus Payouts:

As an active member, you can help increase the total amount available for Plus Payouts by:

Want to see how Plus Payouts work from start to finish? Think of it like a funnel ...

Plus Info graph

If you're not already a member, join online or visit your nearest Arizona Federal branch to open your account today!

1 Monthly Checking Plus Account fee of $3 can be waived by completing 10 or more qualifying transactions per month. Qualifying transactions include debit/credit card purchases, ACH deposits and withdrawals (e.g. direct deposit, automatic bill pay) and checks written and cleared from your account.

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