Make the most of your membership.

Member Benefits Checklist

When you're a member of Arizona Federal, you have access to so many great benefits that it can seem a bit overwhelming. Follow this guide to maximize your benefits now and throughout the year.

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Stay eligible for Plus Payouts


Open a Checking Plus Account and you could qualify for a year-end Plus Payout.

Since 2012, we’ve returned more than $36 million in Plus Payouts to members!

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Protect your identity & credit


Activate IDProtect™ credit report monitoring to help protect against identify fraud. View your credit report and score every quarter.

It’s included with your membership at no additional charge!

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Go Mobile

Mobile deposit
Keep in touch with your accounts on the go with our easy-to-use app: Deposit checks, transfers funds, pay bills and more!


Download on apple store


Download on google play


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Manage Your Cards

Card power
Turn your Visa® cards off/on, set up alerts and create other personalized controls with the CardPower app.


Download on apple store


Download on google play


Get Started

Organize your financial life with Money Management


With Money Management – built right into your online account and the mobile app – you can create a budget, track spending, calculate your net worth and more!

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Cash back rewardsGet Cash Back When You Shop


Earn money shoppingLoad offers to your Arizona Federal debit card and get cash back when you dine or shop. Log in to online banking or the mobile app to get started.

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Save money on day-to-day purchases

Follow the Arizona Federal SaversGuide® link inside your online account (click "Member Benefits") for digital and printable coupons from 1,000s of local and national merchants.

Save on purchases
Log In

Use these benefits to check-in regularly (or at least once per year).

Review your credit with a coach. Sit down for a credit consultation to see where you stand.


Make Appointment

Stop overpaying for insurance. Let our specialists look over your coverage to find gaps and where you could be saving.11


Get a Quote

For life's bigger purchases and decisions, make the most of these benefits.

Buying a car. Let the car buying experts from Members’ Auto Center find your next new or used vehicle. Or shop online from the comfort of home with Carvana. No matter which option you choose, you’ll receive a 1/4% rate discount on your Arizona Federal auto loan.


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Buying a home. Find out what you can afford – talk to a home buying expert for advice and get preapproved!


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Plan for retirement. Sit down one-on-one with our CFS2 financial advisors to create an individual investment portfolio to help you meet your financial goals.


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Attend a workshop. Increase your financial empowerment – attend FREE workshops to build your knowledge of popular financial topics.


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1 Insurance products and services are offered through Arizona Federal Insurance Solutions, LLC, and are not products, services or obligations of Arizona Federal Credit Union. Insurance products and services are not insured by the NCUA and have no credit union guarantee.

2 Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Arizona Federal Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.

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