5 Reasons to Use a Credit Union Instead of a Mega Bank

Nov 01, 2023

When it comes to managing your finances, the choice between a big bank and a local credit union can be a game-changer. In Arizona, a state known for its vibrant communities, choosing the right financial institution is more than just a transaction – it's about embracing community values and reaping the rewards of personalized service. 


By choosing our credit union, you're not just accessing financial services – you're joining a movement that values local empowerment, community support, and individual growth.



If you’re tired of being treated like a product at a corporate bank, you’re not alone. Last year, 2 million people between the ages of 18 and 35 joined a credit union. In fact, 28% of credit union members are under 35, while 54% of them are under age 50. Consider these five benefits of choosing Arizona Financial Credit Union over a big bank: 
 

Personalized Approach to Banking 

Here’s a fun game. Call a corporate bank with a simple request, like checking the balance of a savings account. Count the number of irritating phone tree menus you must sift through before you can talk to a real person who could answer your question. You win when you get frustrated and slam the phone down in anger! 

One of the standout advantages of Arizona Financial is the personalized approach to banking. Unlike for-profit banks where you might feel like just another customer, at Arizona Financial, you're part of a family. Our credit union takes the time to understand your unique financial needs and aspirations, offering tailored advice and solutions that align with your goals. This personal touch fosters a sense of trust and partnership, ensuring that your financial journey is guided by experts who genuinely care about your well-being. 

Competitive Rates & Services 

Credit unions work for their members. They pay back the money they make to their members in the form of dividends. Since their members are also the people paying for their services, they don’t have much of an incentive to charge an arm and a leg in interest and fees. Whether you're looking for home loans, auto loans, credit cards, or investment opportunities, Arizona Financial provides solutions that rival those offered by big banks. You get the best of both worlds – personalized service with the advantage of competitive rates and cutting-edge financial solutions. 

Community Connections 

When you bank with Arizona Financial, you're not just choosing a financial institution – you're investing in the local community. Arizona Financial actively supports local businesses, charities, and initiatives that contribute to the growth and vibrancy of Arizona's neighborhoods. This community-centric approach means your financial decisions have a direct positive impact on the people around you. Unlike big banks, which often prioritize profits over community well-being, Arizona Financial is dedicated to building a stronger Arizona for everyone. 

Accessibility & Convenience

Modern banking is all about accessibility and convenience, and Arizona Financial understands this well. With user-friendly online and mobile banking platforms, you can manage your accounts, pay bills, transfer funds, and even deposit checks with ease, all from the comfort of your home or on the go. This level of accessibility ensures your banking experience fits seamlessly into your busy lifestyle. Just because we’re local, doesn’t mean we’re limited in our technological capabilities.  
 
Member Participation & Voice 
 
Choosing Arizona Financial means becoming an active participant in your financial institution. As a member, you have a voice in important decisions and the direction of the credit union. This engagement fosters a sense of ownership and empowerment, creating a more inclusive and accountable banking experience. 
 
In the dynamic landscape of financial institutions, choosing Arizona Financial over a big bank is a decision rooted in community values, personalized service, and a commitment to your financial well-being. By choosing our credit union, you're not just accessing financial services – you're joining a movement that values local empowerment, community support, and individual growth. What are you waiting for? Make the change today!